CJ
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INITIALIZING PAYMENT RAILS…
FOUNDING ENGINEER — HURU PAYMENTS · 5+ YRS BACKEND

I build the rails that move money.

Backend engineer crafting high-throughput, event-driven payment systems in Java & Spring Boot — where a dropped event isn't a bug, it's a financial discrepancy.

TXNS / MONTH
0
AUTO-DEBIT UPTIME
0
RECON MISMATCHES
0
PASSBOOK LATENCY
<0
01

The engineer
behind the ledger

Chakshu Jain
OPEN TO FINTECH INFRA

I'm Chakshu Jain — first engineer at a Dubai-based payments startup, where I designed the core money-movement stack from zero: repayment, reconciliation, and real-time transaction history.

I care about the boring guarantees — idempotency, fault isolation, an auditable ledger — the ones that let a business trust its own numbers. My focus is correctness at scale under real load: SQS-driven Saga orchestration, provable settlement, observability that answers questions before anyone asks them.

  • FOCUSPayments · Ledgers · Reconciliation
  • COREJava · Spring Boot · Kafka · AWS
  • CERTGoogle Cloud Associate Engineer
  • EDUB.Tech CSE · 8.8 CGPA
02

Employment
ledger

SEP 2022NOW

Founding Engineer SDE-II

Huru Payments · Fintech startup · New Delhi / Dubai

First engineer on the platform. Owned the money-movement stack end to end — schema and API design, Saga orchestration over SQS, and the observability that makes settlement provable. 1M+ transactions/month at 99.95% auto-debit uptime.

JavaSpring BootSQS/SNSKafkaPostgreSQLRedis
FEB 2022SEP 2022

Software Development Engineer

Freecharge · by Axis Bank · Gurgaon

Built an Android SMS-parsing service to assess creditworthiness, cutting manual verification, and integrated CIBIL (TransUnion) for automated credit-score retrieval.

JavaAndroidCreditCIBIL
MAY 2021FEB 2022

Software Development Engineer

HashedIn · by Deloitte · Bangalore

Backend services for EDUPOOL, a collaborative learning platform syncing notes and video across YouTube, Coursera & Udemy.

JavaSpringREST
03

Systems
of record

Four core services behind a live payments platform.

01

Loan Repayment System

A scalable repayment engine processing multi-mode payments — NetBanking, cards, auto-debit — with recovery workflows tuned to cut failures and lift collection rates.

1M+ tx/mo99.95% uptime
Event-DrivenSaga / SQSSpring Boot
02

Reconciliation Service

Automated day-end reconciliation for card transactions across banks and networks — streamlining settlement between issuers, acquirers and schemes.

−90% mismatchesmulti-bank
BatchSettlementPostgreSQL
03

Transaction History View

A microservice aggregating events into a real-time passbook — one source of truth across orders, offers and banking events, answering in milliseconds.

<200ms latency1 SoT
CQRSKafkaRedis
04

Encryption Library

A generic reflection-based, encrypt-by-annotation library that killed repetitive crypto across microservices — one place to audit, zero repetition.

drop-in reuse0 repeat
ReflectionCryptoReusable
04

Off the
clock

Independent builds — same instincts, my own repos.

05

Technical
datasheet

LANGUAGESJava · Python · SQL · C++ · C
FRAMEWORKSSpring · Spring Boot · Hibernate / JPA
ARCHITECTUREMicroservices · Event-Driven · Saga · Distributed Systems · REST
DATAPostgreSQL · MySQL · Redis
CLOUD & MESSAGINGAWS · GCP · Kafka · SQS / SNS · Kubernetes · Docker
PRACTICESSystem Design · CI/CD · Git · Cursor · Claude Code
AVAILABLE FOR BACKEND · PAYMENTS · FINTECH INFRA

Let's build something that has to work.